FAQs

You Ask, We Answer

Everything you need to know about our process, services and more.

What Are Your Service Areas?

While Ghent Homes primarily assists homeowners and homebuyers in Guelph, Ontario, we also serve the following areas and communities:

  • Rockwood

  • Fergus

  • Puslinch

  • Emarosa

  • Centre Wellington

  • Elora

Do I Need a Down Payment?

Yes, to purchase a home you will need a down payment. In Canada, you will need the following for the down payment on the purchase of a home or investment property:

  • If the home or property is $500,000 or less, you will need at least 5% of the purchase price

  • If the home or property is $500,000 to $999,999, you will need at least 5% of the first $500,000 of the purchase price, along with 10% of the remainder

  • If the home or property is $1,000,000 or more, you will need at least 20% of the purchase price.

How Do I Save for a Down Payment?

How you save for the down payment on the purchase of a home or property can depend on various factors. Some may choose to utilize saving accounts such as TFSA’s or RRSP’s, while others may find support through family members or take a traditional approach to saving with a combination of spending less, paying down debt and storing funds in a savings account.

For help saving a down payment, you may want to consider seeking the advice of a financial planner or your banking institution. We’re happy to recommend local professionals, who we know and trust, to help you get started!

What Services Does Ghent Homes Offer?

At Ghent Homes, we work hard for our clients. Whether you’re downsizing to a condo, buying your first home or entering the Guelph real estate investment market, we are here to guide and assist you.

To help you achieve your goals, we offer the following real estate solutions:

  • Selling

  • Buying

  • Investing

I want to know what schools my kids will attend for a house I’m looking at, is there a way to check this?

Yes! You can easily find this out by going to this link, which will show you all the schools your child will be eligible to attend based on that address, for public and Catholic schools. If you want to check out the schools rating, click here.

My house is about to close and I need to set up my utility accounts. Where can I find this information?

Guelph Hydro (water and hydro) is run by Alectra Utilities. You can set up or close an account by clicking here.

Natural Gas in Guelph is run by Enbridge. You can set up an account by clicking here.

Where can I find information on recreational programs for kids in Guelph?

You can find a list of all recreational programs offered by the City of Guelph by clicking here.